Welcome to Island Home Loans, Inc.!
Aloha mai kākou!
Island Home Loans, Inc. is a locally-owned and operated Mortgage Brokering company based in Hilo on the Big Island of Hawaii. We are pleased to announce that the readers of Hawaii Tribune Herald have voted Island Home Loans, Inc. as the 2014 BEST MORTGAGE COMPANY in East Hawaii for another year. It is an honor that we greatly appreciate. We are grateful to our new, current, and past customers who make our business success possible.
We welcome both local and out-of-state clients, and have assisted many, many buyers with purchasing their Hawaiian dream home, whether it be a first home, a growing ‘ohana purchase, or a dream come true retirement home. We serve all of the Hawaiian Islands with our seasoned team of Mortgage Planners. Our Mortgage Planners work diligently to find the best loan for you, and make the process as easy as possible. We service many types of home loans, including purchases, refinances, and construction loans. We work with many lenders, and can help you find the best home to fit your needs.
For first-time home-buyers, we offer 100% financing with VA and USDA guaranteed loans. For our Senior Citizens, call our loan specialist about the advantageous Reverse Mortgage. If you have a need of hard-money loans or a commercial loan, we have sources to place your loan.
As a Mortgage Broker, our goal is to find the best and most affordable loan program to fit your needs. Regardless of your circumstances, our loan professionals will assist you fully throughout the whole loan process. Whether it is a purchase loan, debt consolidation/cash-out refinance, or one of the many other loan programs we offer, our representatives will pledge their time in researching what is right for you.
Why use a Mortgage Broker?
- You have choices of lenders: If you go to a bank or credit union, etc. and get denied for any reason, you have to start all over again and complete all of the required application forms. As a broker, we can shop for the best lender (of many lenders) to suit your needs and pocketbook. You need only to make one loan application.
- We get paid commissions. If your loan is denied, we don’t get paid. At banks, they get paid their salary whether the loan goes through or not. It is our livelihood to make loans and we are motivated to satisfy you with the excellent service we provide by a higher level of seasoned and experienced personnel.
- We only provide mortgage loans so we are dedicated to connect and focus on you, our customer, to do your loans as quickly as possible with the better loan product that suits your needs. Banks, credit unions, etc. have other consumer products and vast amount of other services that they provide and do not concentrate their efforts only on mortgage loans. We are experts in this field.
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Phone: (808)961-0605 • Fax (808)935-3374
688 Kinoole Street, Suite 209
Hilo, HI 96720