Cheers to 2020!
As the year comes to an end, we’d like to thank our clients and business partners for your continued support throughout the years. Thank you for an incredible 2019 and […]
Read More →
Wishing you a Happy Holiday!
From our ʻOhana to Yours, May your holiday be filled with wonderful memories. Wishing you a Christmas surrounded by your loved ones! REMINDER: If you purchased your primary residence this […]
Read More →
Celebrating 75 Years of VA Home Loan Benefits – Thank you for your service!
This year marked the 75th Anniversary of VA Home Loan Benefit offerings through the Servicemen’s Readjustment Act, also known as the GI Bill. Since 1944, this law has created opportunities […]
Read More →
Buying Your First Home
We Understand. Becoming a homeowner can be a daunting process for anyone, especially young adults or those without experience making such a big purchase. If you are a First-time homebuyer, […]
Read More →
Assets & Reserve Requirements
Verification of Assets & Reserve Requirements on a Mortgage Application If you claim to have assets on a mortgage application, be prepared to verify them. Just what does that mean? […]
Read More →
Credit Score Requirements
One of the first things lenders look at when determining your eligibility for a home loan is your credit score. You don’t need perfect credit to qualify. When a lender […]
Read More →
Debt Ratios
The next most important factor are your mortgage debt ratios. Lenders look at your DTI to make sure that you have enough disposable income to cover the daily cost of […]
Read More →
Stable Income & Employment
No matter which program you choose, you’ll need to prove that you have stable income & employment. Lenders need to know that you can afford the loan beyond a reasonable […]
Read More →
Down Payment
Many people believe that buying a home is out of reach, as it will take years to save 20% for a down payment. Good news! Your down payment can be […]
Read More →
Best of East Hawaii Mortgage Company 2019
Mahalo to our community for voting us “Best of East Hawaii” for eight years and running! We’re truly honored to have been voted Best of East Hawaii Mortgage Company for […]
Read More →
Here’s 2 Myths That Are Still Holding Back Home Buyers
Freddie Mac recently released a report entitled, “Perceptions of Down Payment Consumer Research.” Their research revealed that, “For many prospective homebuyers, saving for a down payment is the largest barrier […]
Read More →
Stop Wondering What Your Budget Is & Get Pre-Approved!
Why Get Pre-approved? In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a […]
Read More →
